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不完全对,每年12月1号以前可以要求返还到来年1月的帐单上,等同现金了

You may also redeem your Rewards in the form of an annual statement credit to your Account by calling Rogers Bank at 1 855 775-2265. You must request an annual statement credit for each year that you wish to receive it by December 1st of that year. Annual statement credits will be awarded in January of the following year and the amount credited will be the total dollar value of the balance of your World Elite Rewards Account as of the date the credit is issued to your Account.
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