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Personal Line of Credit (PLC)有必要留着吗?好像是当年买房时开的,从来没用过。最近收到银行通知,要求联系他们,否则就给关了,利率是9.75%。详情见内,谢谢!

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While your PLC can provide access to funds with flexible repayment options at competitive interest rates, we noticed that you haven’t used it for some time. To quickly and easily tell us that you wish to keep your PLC, please call our automated service at 1 877 452‑8857 by Apr‍il 1‍2, 2‍02‍4 and have your PLC account information available.

If we don’t hear from you by Apr‍il 1‍2, 2‍02‍4, we will close your PLC on A‍pr‍il 2‍0, 2‍02‍4. Any creditor insurance1 (life and/or disability coverage) you may have on your PLC will end at that time. Should you need a PLC in the future, along with any life or disability creditor insurance1 on an account, we would be happy to assist you with a new application.

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