本文发表在 rolia.net 枫下论坛Go to Revenue Canada site for tax info:
http://www.ccra-adrc.gc.ca/menu-e.html
On the home page menu, there is "Registered plan" which is for RRSP.
One way to maximize foreign content is to buy mutual funds which are allowed to hold foreign assets but are not counted as foreigh content themselves. For example, you invest 10% of your portfolio in US stocks and 90% in a Canadian fund that holds 10% US assets but not classified foreign content. From the tax perspective, you foreigh content is 10%. From a Port. return perspective, it's 10%+90%*10%=19%. See details of each fund to see if they qualify for domestic content.
By the way, I think the rush for foreigh content in Canadian investor in the past 2 years are largely fueled by the US dot.com craze. I am not sure if it is stll a strategy worthwhile to pursue. there is admin costs involved if you really "maximize" it - the burden is on you to constantly monitor the foreign content as the market fluctuates to ensure you are not over the limit - unless you have your broker to manage it for you, usually for a fee.更多精彩文章及讨论，请光临枫下论坛 rolia.net
http://www.ccra-adrc.gc.ca/menu-e.html
On the home page menu, there is "Registered plan" which is for RRSP.
One way to maximize foreign content is to buy mutual funds which are allowed to hold foreign assets but are not counted as foreigh content themselves. For example, you invest 10% of your portfolio in US stocks and 90% in a Canadian fund that holds 10% US assets but not classified foreign content. From the tax perspective, you foreigh content is 10%. From a Port. return perspective, it's 10%+90%*10%=19%. See details of each fund to see if they qualify for domestic content.
By the way, I think the rush for foreigh content in Canadian investor in the past 2 years are largely fueled by the US dot.com craze. I am not sure if it is stll a strategy worthwhile to pursue. there is admin costs involved if you really "maximize" it - the burden is on you to constantly monitor the foreign content as the market fluctuates to ensure you are not over the limit - unless you have your broker to manage it for you, usually for a fee.更多精彩文章及讨论，请光临枫下论坛 rolia.net