I was away on business for a few days, "Hello" to all avid forum participant.
Do you need life insurance? How much coverage do I need? What Life insurance products do I need? (term or UL, or WL or other derivative products like insurance against disability, critical illness, Long-term care cost, and insurance for presonal health). You won't be able to answer these questions unless you have done a thorough analysis of your current financial situation, and unless you have got an objective in mind about your future and/or future of your family.
No two persons have the same need for insurance: a need analysis has to be done before you buy any insurance products. if you are not financial guru, you need to talk to financial advisor or agent. If you don't have faith in agent, then you need the service of Certified Financial Planner, independent of insurance companies.
Do you need life insurance? How much coverage do I need? What Life insurance products do I need? (term or UL, or WL or other derivative products like insurance against disability, critical illness, Long-term care cost, and insurance for presonal health). You won't be able to answer these questions unless you have done a thorough analysis of your current financial situation, and unless you have got an objective in mind about your future and/or future of your family.
No two persons have the same need for insurance: a need analysis has to be done before you buy any insurance products. if you are not financial guru, you need to talk to financial advisor or agent. If you don't have faith in agent, then you need the service of Certified Financial Planner, independent of insurance companies.