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  • 枫下家园 / 钱财税务 / 请教大侠们：哪个银行开股票账户好？我个人账户在 TD, 他们的 Waterhouse 怎么样？我的情况大约是： -shiyishi(试一试); 2017-7-25 {100} (#10959483@0)
    不会成天炒来炒去，大约行情很好（卖出）或很坏（买入）时候有操作，应该是算中期吧？他们的手续费怎么样？
    • 也希望今后在这里得到股神们的指教。 -shiyishi(试一试); 2017-7-25 (#10959487@0)
    • 这个对您有帮助吗、、、 -kewangziyou(渴望自由); 2017-7-25 {70} (#10959508@0)
      http://www.canadiancapitalist.com/category/investing/discount-brokers/
      • 谢谢！我会仔细阅读 -shiyishi(试一试); 2017-7-25 (#10959654@0) +1
        • 用过TD Waterhouse，Sctia McLeod (现在是iTrade），和RBC的测试账户 -kewangziyou(渴望自由); 2017-7-25 {56} (#10959707@0) +1
          现在在Investorline。在这里很长时间了。是目前感觉最好的。
          • 问个可能是外行的问题：我 TFSA 账户开在 TD, 可以继续在这个 Investors 开 TFSA 并炒股票吗？ -shiyishi(试一试); 2017-7-25 (#10959739@0)
            • 可以 -kewangziyou(渴望自由); 2017-7-26 (#10959777@0)
          • 查了一下：InvestoLine 是 BMO 的，我只想开 TFSA , 不想再开 checking, 不知道行不行 -shiyishi(试一试); 2017-7-25 (#10959757@0)
            • 可以 -kewangziyou(渴望自由); 2017-7-26 (#10959778@0)
              • 谢谢～即将加入，就这么定了 -shiyishi(试一试); 2017-7-26 (#10959820@0)
          • 能具体说说什么优点吗? -arain(arain); 2017-7-26 {793} (#10960319@0)
            上面那个link是2014年的 很多情况会变化了吧？比如说 1。是不是可以开真正的美金和加元账户在RRSP里？美金股票的分红是给美金还是转换成加元？如果用分红再次投资是否会2次换汇？ 2。DRIP是怎么弄的 有多少股票可以DRIP， DRIP设置或者取消方便吗？3。有模拟帐户吗？可以设置alert吗 4。投资收益是怎么追踪的 会考虑分红 利息吗？有每年 每季度收益还是只显示票面价值变化？ 5。投资信息报告有没有， 或者质量如何。 6。家庭账户是怎么管理 是否所有RRSP TFSA RESP都可以算在一个下面， 统一考虑， 比如trade次数是算总次数之类。即使一个账户总值少于免费用的限额 只要总值大于就没问题。 我Google了一下这个找到一个新的link， 但是我觉得也没说得太详细。没有针对不同的投资情况分析。 一个刚开始只有5000块的投资人和一个有30－40万以上或者更多的投资者应该选择不同的brokerages，一个只做etf的 或者day trade 或者只偏重分红的 选择可能也不一样。
            • 好长时间没有比较了，只是谈一谈自己的感受吧 -kewangziyou(渴望自由); 2017-7-26 {1642} (#10961671@0)
              本文发表在 rolia.net 枫下论坛First, I like the investorline reports for equities. The reports are from S&P and morningstar. I especially like the reports from S&P - good quality. The reports from morningstar are good too - they have "bear say" and "bull say" and they rate management (very unique assessment)! When I was with Scotia McLoed, the reports from Scotia. Not really my favorite. Don't remember anything from Waterhouse as I was tricked to buy TD mutual funds. TD has a good reputation to sell his own products.

              Second, I like holding summary report - I can either sort it in currency (US or CAD) you trade or in CAD summary or by asset types. The RBC test account only summary is in CAD way only - I can't figure it out in US currency way if I bought in US market.

              Third, investorline has been moving very fast to adopt technology / offers other competitors are having. It just has all feature "I" need: it can hold both US and CAD in RRSP, LIRA, and TFSA and they will keep it the way you want. For example, you can keep your RY in either CAD or US - the dividends will be kept in that currency as well. That will save you tons of currency exchange cost if you are long term US equity dividend investor! And you can "move" those dual listed stocks in the same account. But you can't keep US currency in RESP - probably same other brokers.

              I have shopped around so many brokers and so long. Like recent VB is very competitive on the trading price. But it doesn't have other features I am looking for or I have to pay more fees for that. As I only trade around10 times a year, it doesn't worth to get that trading price but pay fees for other features.更多精彩文章及讨论，请光临枫下论坛 rolia.net
              • 多谢啦！很有帮助 我正在考虑是不是换呢。And you can "move" those dual listed stocks in the same account 是指同一个人名下的RRSP TFSA和taxable account之间可以随便移到对应的美元 或者加元账户吗？ 多谢 -arain(arain); 2017-7-27 (#10961913@0)
                • 是同一个人名下的账户 -kewangziyou(渴望自由); 2017-7-27 {410} (#10962172@0)
                  For example... you have an RRSP account. You can hold CAD cash and US cash in it. If you have US cash now, you can buy TD listed in US with us dollar settlement. After the purchase, you can ask them to move that stock to the Canadian side. Then you will receive dividend in CAD without ex overhead cost. Or you can just leave it on US side, but dividend will be converted to US by TD (equity company) set rate.
              • I checked the bmo site and see they have a promotion right now. -arain(arain); 2017-7-27 {233} (#10963121@0)
                it mentioned that new customer will get 60-day access to the exclusive benefits of our 5 Star Program and BMO MarketPro. Is this a special tools that you have to pay after 60 days? Have you use that and is it worth your money? Thanks
                • Those are very nice tools -kewangziyou(渴望自由); 2017-7-27 {270} (#10963256@0)
                  You may benefit a lot of you are a "day-trader" or a "technical trader". They are not something you have to pay to get it. They are tools that will be available for you when you are qualified. They will evaluate your activities or asset value at the end of each quarter.
                  • 后来看到了 好像是50万就免费用的。 -arain(arain); 2017-7-28 (#10964017@0)
                • 你们说的开户有 promotion 是指 TFSA 还是 InvestoLine? -once01(一切都是刚刚开始); 2017-7-27 (#10963311@0)
                  • 这个promotion是BMO investoline , -arain(arain); 2017-7-28 {652} (#10964033@0)
                    它也可以开TFSA。上面我的帖子里给了 link了 你点进去可以看到具体的信息。 特别是那个具体条款 要仔细看看。 基本上就是要有20万以上的资产在新开账户里， hold到明年3月初不转移这些资产就给你1200块。TFSA RESP不在promotion 的有效账户内。不适合新开TFSA RESP 或者转移钱比较少的投资账户。如果你有RRSP或者non-registed 投资账户 已经超过20万的 ，又想换brokage 那正好可以白拿这1200块了。

                    如果你有超过20万的现金也可以考虑开这个 或者转移GIC， saving账户到这个。 如果你暂时还不想投资，在非注册投资账户下 也有GIC saving可以放的。 就是不能在开户后 到3月初之间转钱去任何其他账户 使这个新账户低于20万。 具体的情形最好问他们了。它那个关于转钱的条款很叽歪 条款里举了2个例子。
              • Very concise summary. I'll take it as reference for my coming trading practices. -shiyishi(试一试); 2017-8-1 (#10969352@0)
    • TD 每单order收费9.99C$，但如若行情有巨大变动暴涨或暴跌日繁忙时段其网络会瘫痪，因此不推荐。 -tobewithyou(knowing nothing); 2017-7-25 (#10959537@0)
      • 如果不考虑暴涨暴跌的话，似乎交易费不算高。我的 TFSA 在 TD, 所以目前有点倾向于还是在 TD 里面做。 -shiyishi(试一试); 2017-7-25 (#10959669@0)
      • 同意楼上，Day Trade不推荐，常规投资没问题。 -zhexingfeng(者行风); 2017-7-27 (#10962161@0)
    • Questrade -honeylager(No Name); 2017-7-25 (#10959617@0)
      • 看到过 Questrade 广告，是哪家银行的吗？ -shiyishi(试一试); 2017-7-25 (#10959648@0)
        • 不是，是独立的broker -honeylager(No Name); 2017-7-26 (#10959782@0)
          • Questrade似乎不是银行，是中国人开的公司 -city2008(美式作风 ^‿^); 2017-7-26 (#10959829@0) +1
    • 我用的virtualbrokers，开了MARGIN和TFSA二个帐户，但只用后者，前者里不放钱。 -zzjiang(jeffrey); 2017-7-26 (#10960420@0)
      • Me too. I have margin, RRSP and TFSA -jameschen6(梦想农庄-因信称义); 2017-7-28 (#10965258@0)
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