假设被偷了，小 3000 块。这 3000 谁出呢？理所当然觉得羊毛出在羊身上。羊说：Why do I bear the loss and I didn't do anything wrong? You had full control then。羊倌说：我伤不起啊，真不知道羊毛怎么没的。
-troyd(O);
2018-10-18(#11751087@0)
The devices are fully under your control and discretion. Hard to debate who should strictly insure them (ie at whose loss if/when something happens.) essentially, it will fall into the “moral” system justification.
-troyd(O);
2018-10-18(#11751129@0)