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  • 枫下家园 / 住房话题 / 请问现在是买condo的好时机吗?
    • 就业市场不稳,供房压力太大。
      • 但是无论怎样房租总是要pay的,现在的apartment真难找,又贵,想想还不如买个condo。
        • pay 一个condo 首付要多少?月付呢?
          • 具体还没算过,,,我看有些NORTH YORK CONDO的广告, 14,15万,
            • Check out http://www.canadamortgage.com for payment / mortgage information.
          • you have to put at least 5% down. I have put 25% because this way the bank won't charge me for insurance premium. It's good time to buy now because the interest rate is really low, just lock it up for 5 years!!!
            • 为什么是5年? 利率不会再降了?
      • 你可以call 我,check your mail box
        • sorry ! 跟错贴了,应是moon river 的
        • Thank you very much. I will call you.:-)
    • why you don't want buy house?
      • 买House负担太大,买不起:(((
        • Condo的价格和house差不多。当然是小小的house. :)
          • i have just bought one. we could make a disccusion
            • Hey, collins, congratulations to your moving. You mean you just bought a house? It's a good news. Where is it? Will definitely visit you when I go back Toronto. ^_^
              • yeah. i just bought a condo in Scarborough center. three years new 1+1 cad146000.maitainace fee 237. 645 square fee. very clean. i will give you a good living place when you have a chance to visit Toronto
        • Condo's management fee can be expensive too. I pay $527 a month for the condo I bought in T.O. And this management fee is a permanent charge, even after you pay off the mortage, think twice.
          • then why condo?
            • There is no way to buy a reasonably priced house in Downtown area, so if you want to buy something in the heart of a huge city, you usually have to go for condo
          • Num兄,买新房好还是同等价钱的旧房?
            • It actually doesn't matter, you have to hire a good inspector to check it out, whether it's a new house or used one
              . My experience tells me that you would expect a lot of problems for a brand new house, good thing is that the builder would fix them for you without any charge. Well maintained used houses are actually sometime trouble free(because the previous owner has fixed all the defects) and cheaper.
              • New house you got 7 year warrenty, old one you got hire soem one to do inspection.If there is a big problem that guy didn't figure out,then you got a pice of shit ,plus the refund from the inspector.that's it!
      • townhouse is better choice. cheaper price and lower management fee. i pay 160 / month for my townhouse.
        • including water, gas, hydro, property tax? unbelivably cheap. The bad thing about my management fee is that it has the trend to go up every year....
          • $160 includes water and cable.
            • Townhouse need pay management fee also?
              • they have condo townhouse and freehold townhouse, for the front one, you have to pay the maintain fee.
                • Thanks!
        • what's the price for your town house? I am looking for someone also.
          • around 180k for ours
            • Thanks Bunny. I am in vancouver now. To buy an old townhouse 3 bed room is 160,000, after down payment 30000, monthly pay is around 1000 including property tax, management fee and others,
              is it worth to buy? If I rend two room to others, it could share my burden of 600.
    • 现在太贵了,一年前12万5买的一睡房加den刚卖了17万3, 另一个湖边13万9买的,现在还没交割以经有人叫到18万9.我觉得得这次衰退迟早要影响房地产市场.我赚一点就跑.
      • hoho,,有钱人哪,, ,
        • 喝喝,那里阿,自己只出了1万5头期,快盖好了就卖,交给builder罚款3千.经既人赚1万1,我就剩下那点.
          • 那还是赚不少啊,真有投资意识啊,佩服,佩服,BTW,你那12万5的condo是在什么地方的?
            • Donwtown Richmond st.& Sherbrun.
              • 谢谢,那么按你的意思,今年房价会跌,是吗?
                • 我也就是一个担心,89年房价高不可攀,翻开报纸看不到20万以下的,92,93年经济衰退,房价等到95,96年才跌到底, 好象慢个2,3年.就看今后一年的经济走向了.
          • 哈哈,你这个“点“可是个大点,我很想咬一口下来,半年就不用打工了。
      • 请教: 为什么经济不好,房价反而涨呢?
      • 房价攀升是因为太多人挤在这里的原因。新移民虽然工作难找,但再丑的媳妇也会熬成婆,总会定居这里,需要房子。所以,安省建筑业看好,加拿大官方也是这个结论。只要人气旺,房价就不会跌。你还可以赚大。
        • 这可叫人咋过呀?
          • 大城市,经济中心的发展模式都是这样的。我看好多伦多地产,这可不是象海口那样催肥的城市,所以长线投资地产绝对赚。我们一起作地产大哼吧?嘿嘿,你出钱就行:)
            • 你别那壶不开提那壶, 财主和长工要烟钱
        • 嘿嘿,太好了,看来我们这行还是有发展潜力的。
          • 当然。卡普兰羡慕地说,加拿大最缺high-tech和建筑师。不过后者的行业保护比较厉害,门槛高,可是一进去,比什么程序员网管舒服多了。学建筑的改行学电脑,绝对短视。
            • 你是说结构工程师吧?HOUSE设计不需要建筑师,也许需要规划师。Apartment起的多吗?建筑师的成就感多半来自公共建筑。在多伦多也很少有机会设计独立的可以自由发挥 的别墅。不过我还是祝福同行前途无量,虽然我已经投靠了IT。
              • 真有内行啊.
              • 西西,我正向规划师的方向发展呢。
                • 可以说具体点吗?工作还是读书?
                  • 先工作了一会儿,再去读会儿书。
                    • 羡慕你。也祝福你。
                      • thank you. 也同样祝福你。
        • i have the same idea. not only new immigrator. also a lot of Canadian from other cities. Toronto seems have more job opportunity
      • yeah, agree, I bought the condo in downtown area last year , this year the realtor posted 40K more for exactly the same suite in the building.
        • congratulation. your condo seems a good invesment
    • I don't thinm it's right time to buy condo as the price is still going up.
    • 谁能介绍一些好的经纪人?