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  • 枫下家园 / 理财投资税务 / 各位有经验的人士,能不能谈谈在加选择银行的标准,怎么才是好,怎么才适合没有银子的新移民呢?Montreal银行如何?谢了
    • 没有大虾准备谈两句?
      • 小虾说一句:没什么区别,但我仍然推荐TD Canada Trust。
        • HSBC or any big bank with chinese service.Anything about money, the less missunderstaning the better.
    • 我说几句
      HSBC不错, 服务速度比加拿大的银行快, 收费比较合理, 美元-加元的汇率也比多数银行划算. 能说国语也是一大优点(钱的事小心为上).支票帐户需$1000以上多数服务才免费,不过这倒是和其他银行差不多, 收费相应还少些.

      如果实在不愿意保持$1000的余额, 可以考虑再开一个INTERNET BANK的帐户, 所有服务都是免费的, 利率还高些, 放些小钱在里面,用起来很方便的. 我用的是PRESIDENT CHOICE的,在SUPERSTORE买东西还有DISCOUNT,挺合算的.
      • 在SUPERSTORE买东西还有DISCOUNT,挺合算的.
        具体说说?:)
        • 用它的银行卡或MASTER CARD消费,可以集点,够了$10,就可以代现金用, 大约是每花$100,可以得到$1. 另外如果用那个帐户付帐单, 每付一个可以得到$0.1.当然这都是小钱,主要是方便, 所有服务不收费,可以在INTERNET上查询帐户情况,付费.
          • 不错啊:)
            • Canadian Tire 有 Master Options Card,也可以集点。
              • 惭愧:(到现在也没见过Canada Tire
                • Why ???
                  • 他是大家闺秀,大门不出, 二门不迈. : )
                    • ic :)
              • I guess Goodbaby lives in Vancouver. I went to Vancouver this month and didn't see Canadian Tire in Vancouver. Anyway, i like Vancouver very much. It's better than Toronto except job market.
                • you are right:)
                • VANCOUVER有好几个CANADIAN TIRE,从小宝家出发5 mins drive就有一个.
                  • really? which street? I didn't see it.
                    • KINGSWAY上, 大约5000-6500号之间吧, 明儿查个地址来给你
                      • thanks. I rent Best Western in kingsway when i travel in vancouver. anyway, I'm in Toronto now. Vacation is over. :((((((((( Have you gone to Victoria? It's such a nice place!
                        • Yeah, Victoria's a really great place, especially along the seashore. I'm dreaming to live there.
              • question is: how do u want to do for Tire points? buy another hammer?
                • 我一部Hammer都没有,哪来第二辆?
    • 对于新移民来说最主要是2条,1是否容易开户,Royal bank 就非常麻烦。2中文服务如何,语言不好钱的事还是用中文好。Bank of Montreal很方便,不错。
      • 同意。是否容易开户,应该主要是指是否容易办到信用卡。这对新移民很重要。除了这两点之外,还可以考虑是否方便,例如:你住的附近是否有分行;网点多不多?
        • Royal Bank is better!
          • \\hand :)
    • I prefer Royal Bank.
    • Some of my western colleague friends prefer credit unions. Compare to big banks, you'll usually get better services and products from credit unions. But I never tried myself though.
    • PC(President Chioce Financial) is the best for the poor, there is no minimun belance, free check-book, has points when you using ATM or Master Card. I have used it for half year, and feeling very well.