Topic: 能省钱的弟兄们，诚心请教，我年薪15万，单身。可为什么到年终，一算，才存了两万多加元？看那些年薪不高的弟兄，有家有口，怎么好象都过得挺宽绰 @枫下论坛 The Rolia Forum

枫下家园 / 生活杂事 / 能省钱的弟兄们，诚心请教，我年薪15万，单身。可为什么到年终，一算，才存了两万多加元？看那些年薪不高的弟兄，有家有口，怎么好象都过得挺宽绰 -deleted(-1); 2000-12-3 (#16961@0)

haha, you need a wife!!!! -guest:buddy; 2000-12-3 (#16962@0)
请问你干哪一行?这么高薪,却这么大手大脚 -bluegirl(bluegirl); 2000-12-3 (#16979@0)

情况绝对真实，没有乱吹的意思，现在很困惑 -deleted(-1); 2000-12-3 {994} (#16989@0)
我是搞通讯网络的软件工程师，在渥太华一家美国公司我工资是公司按照美元换算过来的，以前在美国是10万美元左右。以前大手大脚惯了，存钱不很多，现在年龄也不小了，打算存些钱准备终身大事。本来想今年一年存5万加元没问题，结果年底一看，只有那么两万多点。非常困惑，但这些事情不好跟同事打听，我知道大陆人能存钱，不知道各位一般一年能存多少钱？另外，算来算去，很多钱都不知道跑哪去了。可能这问题有些涉嫌隐私，不过既然是在网上，大家都身份隐蔽，希望能畅所欲言，我也可以吸收一些建议。至少希望知道应该从哪里节流，什么地方应该注意。我自己感觉不是花钱很大手大脚的。去买东西也是比较价钱。个人感觉是靠工资吃饭确实辛苦，不论工资多高，好象最后拿到的并不多。我个人情况如下。
每半个月，扣除税后我可以拿3600加元左右，一个月大概是7200加元。房租1200，车的分期1000，保险200，汽油费大概200－300。吃饭1000。这样一个月可以有大概3000多些留下来。这样一年应该可以存5万左右，我回国花掉一万，应该还有四万巴。可现在差一万多。真不知道跑哪去了。唉看来以后不可以靠工资了，北美睡收太重，要真正想富起来，大概得去做资本家

Hehe, the car is too expensive and the food costs too much... You spend $30 each day on food! -sailor(Sailor); 2000-12-3 (#16999@0)
他们有没有收错你的税? -bluegirl(bluegirl); 2000-12-4 (#17019@0)
I think ur case is very very normal for single person. And you'll definitely save more money after getting married no matter your wife has job or not, but she has to be a nice and caring wife, hehe. -guest:; 2000-12-4 (#17098@0)
I am just wondering what you exactly eat every day even you dine out. You do sound like one ID on bbs.mit.edu: huli, who is famous for his all kinds of strange experience. -guest:; 2000-12-4 (#17103@0)

最重要的是想知道，在大家看来，应该存多少才算合理呢？ -deleted(-1); 2000-12-3 (#16991@0)

你现在开始应该养成记帐的习惯,至少记一个月,这样才能知道钱都花在哪了.注意每天都要计,甚至小到chewing gum之类都要记.你会很惊讶发现自己平时没想到的小数,累计起来也不小 -guest:xiaoxia; 2000-12-3 (#17002@0)
One of the reasons come here is that we needn't save money again. -howru(How are you?); 2000-12-3 (#17004@0)
Have you ever forgotten to lock you house when you left it? -guest:2; 2000-12-4 (#17094@0)

建议你朝着35%净收入=存款的目标努力。 -hearts(hearts); 2000-12-4 (#17106@0)
多谢大家的意见，看来吃饭花得多了，另外记帐也是个好主意 -deleted(-1); 2000-12-4 {394} (#17119@0)
，我以后尽量用
信用卡花钱，这样花销会有记录，然后我再看看怎么回事情。回答上面那位朋友的问题。我吃饭其实不是很“奇怪”，中午我一般在公司附近的一家越南饭馆吃，加上小费10块钱，晚饭呢，有时候去吃中餐，大概要15块左右巴，有时候吃西餐，比如牛排，大概会要25左右。这样下来，一个月差不多跑掉了一千。我知道做饭能省很多。不知道哥位做饭一个月花销多少。但做饭比较花时间，如果节省得不多，我觉得不值得了

我一个人自己做饭,一个月100左右. 哈哈,比你差远了去了. -yellow(yellow); 2000-12-4 (#17122@0)

一百左右？你是人是猫啊？是不是天天饿肚子？正好减肥？ -deleted(-1); 2000-12-4 (#17129@0)

对不起，开个玩笑，其实真很佩服，我不知道自己做饭能花多少 -deleted(-1); 2000-12-4 (#17149@0)
猫食可比人食贵多了，呵呵。每人每月100多是差不多了，当然不是天天海鲜了。 -sailor(Sailor); 2000-12-4 (#17151@0)

i think you have too much money to spend. -lazycat(lazycat); 2000-12-4 (#17127@0)

i don't know what you eat everday to spend $1000/mon. why i only spend $200? -lazycat(lazycat); 2000-12-4 (#17126@0)

第一，你做饭啊，第二，你大概是女孩吃得少哇。以前我有个女朋友，天哪，每次出去吃饭，我饭量一定是她的2～3倍！！做女人真好啊。。。这么节约，哇哇哇～～～～～ -deleted(-1); 2000-12-4 (#17128@0)

我们是夫妇二人，一个月吃饭也只花$300元。饭菜绝对可口，并保证营养。 -littleboat(小舟); 2000-12-4 (#17147@0)

My situation is similiar to yours, except that I make a little less than you. -sch623(Sam); 2000-12-4 {430} (#17153@0)
I think the best strategy is to cut down the tax. At your salary,
I think you can buy the maximum RRSP, which is around 13000, then you can get about 5000 back in tax return. Cooking by yourself is really cheap, I just switched from resturuant dinning to home cooking. Before
I spent at least 600 daollars month, now my monthly grocery bill is around 250. If you think your car is too expensive, sell it and get a cheaper one.

haven't you guys realized RRSP is just nothing worthy? Hmm, I strongly recommend you guys to read the macroeconomics theory by Ricardo-Barro about taxation and bonds, and in fact it does tell the truth, hehe. -guest:; 2000-12-5 (#17229@0)

It won't suprise me if you're dating more than one girl :-) -net007(net007); 2000-12-4 (#17160@0)
日常生活中你每花一笔超过100加元时,都想想这笔钱值不值得花,然后再作决定.另你应在每次发薪水时,将上次剩余薪水提出来.另立一个户头存起来.轻易不要去动它.这样到年底你那户头一定能存很多钱的. -tily(TT); 2000-12-5 (#17173@0)