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  • 枫下家园 / 理财投资税务 / 前两天有位弟兄说刚来两个月拿到TD信用卡,确定没有抵押吗?昨天TD要给我金卡,说得好好的,但一看我没在加拿大住够一年,立刻要我抵押。
    • 抵押5000块三年,得一张$5000limit的TD金卡划算吗?没有年费,还AUTO RENTAL COLLISION/LOSS/DAMAGE INSURANCE COVERAGE. Is it a good deal?
      • Yep, I don't even have an account with TD. They gave me a Visa Gold Select, credit limit 6000. Also I don't have an account with Citibank, they gave me Mastercard Plantium, Limit 5000
      • Both of them I don't need to put in money.
      • Plus extended warranty and anti-theft on products... very useful too!!
      • 有闲钱的话可以考虑. 换了是我,,实在是钱多了烧手才这样做,否则又便宜了银行.
        • TD非常死心眼,我到加拿大没满一年,死活要我抵押.我说过几个月申请,她说那可不一定批准.我如果经常租车开,金卡的保险就很有用了.让你一说,我决定在忍忍,等他上门求我办金卡再说:-)
    • But the best car I have is Royal Bank Classic II, they give you 1% interest back on the card. So far I used my car for everything and get 120 dollars back in two year. But they have service charge 10/year