Topic: 请问新车贷款对年工资与是否是Permanent Job有要求吗？只有一年的合同（低PAY），有无可能得到新车贷款？可不可以用银行存款证明还款能力，美国的信用记录有用吗？ @枫下论坛 The Rolia Forum

枫下家园 / 爱车一族 / 请问新车贷款对年工资与是否是Permanent Job有要求吗？只有一年的合同（低PAY），有无可能得到新车贷款？可不可以用银行存款证明还款能力，美国的信用记录有用吗？ -cajunman(happyhut); 2002-1-11 (#330886@0)

年薪和存款都是考虑因素，美国信用历史应该没用 -strider(Aragorn); 2002-1-11 (#331053@0)
忘了说了，最主要的还是你过去在加拿大的信用纪录 -strider(Aragorn); 2002-1-11 (#331054@0)
Your monthly payment of all your loans + credit lines of all your credit cards * 0.05 <= 40% of your monthly payment (pre-tax). -guest3(guest); 2002-1-11 (#331113@0)

Sorry , made a mistake. Should be "monthly salary". -guest3(guest); 2002-1-11 (#331116@0)

US credit history is not that useful. -speed(如风); 2002-1-11 {258} (#331171@0)
HOWEVER, if u go through some bank like citibank, u may give it a try. I applied their sony credit card, coz' i have 2 citibank cards in US since 96. I am approved for platinum card without ANY canada credit history. Not sure if it could help for auto loan.