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  • 枫下家园 / 理财投资税务 / Hi, everybody RRSP season is coming. Do you have any idea on which RRSP products should be choosen, GIC, Mutual Fund, Money Market or any other else? And which financial institute will you choose?
    • what is RRSP?
      • Registered Retirement Saving Plan
        • then GIC, Mutual Fund, Money Market are all one of RRSP products?
          • not "product", when you contribute your money to RRSP (on your own or under tax quota), you have a handful of options where your money will go--- conservative gic/money maket fund, or aggressive investment...
            • thanks a lot.
    • RRSP的主要功能是减税,上个报税年度的RRSP可在本年度报税时抵减。如果你的收入较高(跨报税挡次)你应该在2月底前购买以获得减税。至于投资方向取决于你的风险承受能力。
      • ????不懂~~~~年根了,要学的东西忽然多起来。保险的事情正在研究,车的问题都只好放放,又来了RRSP,前不久还错过住房基金~~~有没有理财顾问啊?
    • I tend to put my RRSP in money market in current situation. How do you recommend?
      • Why not invest in mutual fund when interest is low and stock is cheap as well.