In fact, you can apply cibc visa card online. It's easy and fast. As my experience, I got a cibc dividend visa card even without bank account there. Good luck.
-mango(Little Mango);
2002-2-4(#358277@0)
It's very different if you don't have a credit history. In my case, I applied online without given them my SIN number, and I got TD Gold Visa 'cause I have 2 years credit history, not to mention I'm a student only.
-jeffrey815(Smartiecat);
2002-2-4(#358304@0)