×

Loading...

Topic

This topic has been archived. It cannot be replied.
  • 枫下家园 / 理财投资税务 / 大家什么时候拿到T4?需要向雇主要才给吗?新移民刚来一年,第一次报税,不能买RRSP吗?
    • 不用,雇主肯定会给你。对,你这次不能买RRSP
      • deadline是什么时候?如果雇主忘了给T4,我仅按照其余T4报税,不算我偷税吧?
        • 4月底才是报税的deadline, 你现在急什么
          • 那是我的DEADLINE,雇主在那天给我T4,我还来得及报?因为我遇到的一堆老板全是练摊儿蹬三轮的,没一个正经样子~
            • Usually, Your employer must issue u T4 by Feb.28 of the following year. Apr.30 is the due date for u to file your return.
              It is your responsibility to report your earned income even you didn't receive any slips due to some reasons.
        • 基本上还没开始呢。一般在1月底,2月初的样子。
      • 也不尽然. 可以在一月开始买. 明年再报. 否则 GROUP RRSP就不能合理操作了.
        • 对,对,补充合理!可以买,但是不可以报。嘿嘿。
        • 为什么group rrsp不能合理操作?能不能介绍得详细一点?
          • group RRSP 是指以公司为单位,当每次给你发工资的时候,自动将你自己决定的一个数目拨到你的RSP账号上,同时,少扣相应部分的税。这样,如果你是头一年工作,等于你提前买RSP了。当然,年终清算税的结果是一样的。
        • 应该从3月开始买,1-2月一般是买上一个报税年度的。注意如果多买是要重罚的,这也是很多人在年终才买的原因之一。
          • 概念错误. 把买和报混在一起了. 超额买的期限是一月一日. 报的期限是三月一日.
            • 呵呵。。报税从2月1号开始,上一个报税年度的RRSP额度在今年2月末前买有效(可减去年的INCOME),本年度的RRSP可在3月1号后开始购买。现在应该没有混在一起了吧。
              • 抱歉地讲,你没有get the point. 这样吧,我们只讲买。
                任一个年度结算你不能超买10%,否则罚款。今年报税的对于超买的结算期是截止于去年底(而不是2月28日),所以即便你一月份买了很多rrsp,和这次报税中是不是超买无关。
                这些rrsp是不是超买,得看你明年的结算。
      • 什么是RRSP?------新移民
        • 怎么没人教我,急死我!
          • http://www.theglobeandmail.com/rrsp
          • RRSP是政府为鼓励居民为养老进行储蓄而提供的一向税收优惠措施。如将一笔资金注册为RRSP,则该笔资金及以后由此产生的收益(利息、股息等)在支取之前不征所得税。
            • 谢啦! 再请问如何将一笔资金注册为RRSP?
    • 2001 tax year RSP contribution room based on 2001 earned income?
      I am confused here.
      First: For Feb. 2002 RSP contribution deadline, the contribution room is calculated as: Earned income in 2001 x18% - Contribution already made in 2001(like group RSP) + unused RSP room in prior years, right?
      Then, my total contribution will be deducted from my taxable income for 2001 when i file my tax return in April, right?

      From suggestions upstairs, sounds like mycontribution room for 2001 tax year is based on my 2000 income, which means there is a one year "waiting period" before i can deduct RSP contribution from my taxable income. Anyone can clarify on that?
      • 2000 income x 18% 是你的2001年可买的RRSP额度,你在2001年购买它。现在开始报2001年的税,它是根据你2001年的income - 2001年买了的RRSP数额
      • hope you are satisfied with this answer.
        actually you should make your 2001 RRSP contribution in year 2001. The reason the govenment postpone the deadline to 2002 is to make sure most people will not miss the contribution in order to deduct their income in 2001. So your contribution room shall be based on 18% of the yearly income previous 2001 (year 2000) provided that the amount will not exceed the maximum limit - $13,500 (it will be adjusted since 2004) plus any contribution room carried forward from previous years.
    • 2月3月给你T4都很正常,而且不会误事。别担心。
    • RRSP 的投资特点与策略
      免费国语RRSP投资讲座-如何设计适合自己的RRSP投资方案,
      时间:2月9日上午10时,地点:80 ACADIA AVE (WARDEN/STEELES),
      留座请电:(416)803-5864。
    • You can ask for T4 form if they don't send it to you. I did it last year. When I called them, they responsed quickly and sent it out on that day