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  • 枫下家园 / 理财投资税务 / 请问饺子:前两天一个信用卡公司打电话来,说有人冒用我LD的名字申请MasterCard,让我们自己和Transunion & Equisax 联系申请保护。
    我的理解所谓的保护就是在信用记录上加个warning。以后所有的信用申请他们都回答电话来确认。请问:这个措施究竟能在什么样的程度上防止 Fraud? 在发现 Fraud 后多长时间之内需要通知 Transunion?
    当然是越快越好。可是那两个电话真难打,至今没有拨通过。我在想是否值得捧着电话等半个小时呢。
    • 是重名?申请信用卡个人信息不止名字呀,全都盗用了?觉得好像是在促销保险?
      • 你要到温杀买车??
    • I think your understanding is right. If the credit report organization can confirm the information with you before they give out information, that will be great. If you find fraud, you should report ASAP!
      It can be a few days after the unauthorized charge, it can be a month when people receive their statement.

      If you report as soon as you are aware of the fraud, your maximum liability is $50 and most of time it will be waived for good will, provided you didn't disclose your PIN and other sensitive information.

      Everyone should be more careful. Even it doesn't cause financial loss, it can be a hassle.
      • Thanks
    • LD 是什么意思?
      • 对太太的尊称。发音:ling(3) dao(3)
        • 错, 也有LG是LD的.
          • 还以为这是太太们的专利呐,不想先生们也要来分一勺羹了。您在家里就是LD吧 :)
            • 国际形势国家大事他说了算,至于怎么支配工资这等小事,他老婆说了算就行了。
      • 就是冒号的意思.
        • 晚上打球还是游泳?
          • 晚上看春节联欢晚会, 明天打球吧.
            • 我想我坐在你LD和你中间不好,俺只好去游泳。昨天vodka喝多了,恐怕锻炼一个月才能补回生命值~~
              • 你是喝多了, 可以跟前排小朋友一起坐.