×

Loading...

Topic

This topic has been archived. It cannot be replied.
  • 枫下家园 / 理财投资税务 / 请问银行发不发信告诉我去年收到的所有利息,不会要报税的人自己去算吧?夫妻joint account的收入是不是谁报都可以?那今年这个人报,明年另一个人报有没有关系?
    • 银行会寄的,无需自己算。
      • 利息>=50, 银行才会寄给你T5, 那如果<50, 要在报税时填吗?
        • Should be >= $500. Only file those with T5. If no T5, don't file at all (they're tax free).
          • no, should be >= $50
            • You're right, Bloor. I was too greedy.
          • 是>=$50就有T5. 而且不够$50的利息从理论上说都要报税, 并非TAX FREE.
            • Revenue Canada says clearly that "You do not have to issue a T5 slip when the total amount reported for the year is less than $50."
            • 如果没有T5, 凭什么报利息总收入呢? 是否把去年每月收到的银行statement中的利息加起来算?
              • 不报,等第二年收到T5再报。
                • 那就是说银行会帮你累积利息,等到了50才给你T5?
    • joint account, 每人各报50%。
      另外,大家不要以为这次报了,政府没有异议,就认为报的是对的。政府只是检查一些明显错误,而且假设你是诚实报税的。五年之内它都有权利重新复查,如果发现错误,你连本带利都要补上。所以每年报完税后,所有票据都要留着,保留五年。
      • how do you do that? You have only one T5 slip from one bank. The advice I received was the individual with the lower income to file the T5s.
        • you got the point.
        • And that's what I did last year.
        • 根据报税说明,理论上是根据双方存款时分别投入的比例来决定各自报利息的比例。但实际上因为很难证明谁投入多少,因此可以由低收入者报。若真的要分,把T5复印一份即可。