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  • 枫下家园 / 爱车一族 / 请推荐几个卖汽车保险的经纪.MONNEX慢吞吞的~另外,汽车保险都是交第一个月和最后一个月的保费,象租房子一样吗?如果一年内取消,最后一个月保费白仍.但是一年内转到别的公司,新公司承接过去就不会损失最后一个月的保费,是吗?
    • Not like rent a room!
      If Monnex, you pay the insurance fee every month, if the personal, you pay it in ten months for the whole year's insurance. I recommend the Personal. You can get an on-line quota in personal's website: www.thepersonal.com.But I am not sure if they give discount to groups like CPAC.
      I only know, you need to pay some penalty fee if you want to transfer from Monnex to other company(3%~5% annual premium), it depends on how many months left when you want to transfer to another company, you can calculate, unless the other company really give you very good price, it is better to transfer until the insurance expire, but you can begin to look for other companies one or two months early.
      • I want to get an on-line quota in personal's website:www.thepersonal.com, but they need "Name of organization or group: ". How to fill that?
        • I can't remember if it is a mandatory field. I just filled in my company's name.
      • Thank you very much.
        • check mail
    • 这片帖子现在生不逢时啊!请问谁知道ECHELON GENERAL INSURANCE?他们给俺价格最低125,TD给俺139,MONNEX死猪,THEPERSONAL给俺194!!!另外还有一些术语请DX尽快告知,俺很着急!
      这些价格都是最基本的第三方险,金额1M.

      TD的包括
      ACCIDENT BENEFITS,UNINSURED MOTORIST,NO.44 FAMILY PROTECTION,这些都是什么东东?其他报价里应该也包含?

      COLLISION COVERAGE $300 DEDUTIBLE
      COMPREHENSIVE COVERAGE $300 DEDUCTIBLE
      是什么意思?我没有要,保费便宜了一些,合适吗?

      另外,今天买保险,明天能立刻生效吗?

      急盼DX的回复.
      • For the services, TD is better.
      • ECHELON GENERAL INSURANCE? 什么鸟公司, 有没有拼错? 从没听说过. 你问得还挺多, 恰巧我都知道答案但懒得回答. 看来应该改行卖保险, 特别是车险
        • 还敢卖保险!担心成下酒菜:P
          • 此话怎讲?
    • 有没有保险公司在理赔方面服务差的?ECHELON口碑如何?俺好像只能找他了~~~
      • 试过 www.kanetix.com 吗?online quote 一下,他们给的价格不错。
        • 从KANETIX查到的报价,最便宜的是TD,比我现在从CPAC==》MONNEX路线得到的保险贵16块多一个月,幅度是21% :(
          • 哦。他们最终的保险公司好象都是 Primum(?) Insurance
            • 记得最终确实是同一个保险公司,看了现在的单子,应该是Security National Insurance Co.
    • yes, you are right. They will give you a fine if you cancel your policy in one year. Monnex is really a bad company. Bad service attitude....
      That is what they did to my policy. When i bought the policy they didn't tel me it will fine us if we cancel
      the policy. I argued with them and would file a complaint on them. I never met such a Bad company before in USA.
      Every insurance company in USA will return the rest of money to you if you cancel your policy in 15th of any month.
      • Nonsense. Insurers are entitled to charge a short term rate which is higher than pro-rata calculation if the insured elect to cancel policy. That's not a fine anyway.