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  • 枫下家园 / 理财投资税务 / 今天给帝国银行北京办事处打电话,被告知新移民现在不可以办信用卡了,需要找到工作后才可以申请。这样的话,对新移民可是不太方便!
    • 呵呵,cibc的卡本来就要求得很刁钻,他们生意主要 是针对商业客户的。去别的银行办,准能办到。
      • 果然不那末容易。我打电话过去,CIBC说必须通过中行电汇才可开户。又问中行,说3%手续费外加150电报费,每天不得汇多于2000美金。蛋糕你说我该去哪家银行呐?
        • 我趁路过香港时在CIBC HK登记资料,......
          因开户后要在1个月之内存钱进去,当时没开户。前几天打电话过去请他们给我在Toronto开了户。然后把一部分钱从中行汇过去。crystal 讲的没错,3%手续费外加150电报费,每天不得汇多于2000美金,但如果有外汇汇入单,就可以汇出等值的外币,0.1%手续费。如果不想汇钱过去,可以在准备到加之前要求开户。
          • 在香港CIBC开户,需要什莫证件?
            • 当时只看了我的身份证和护照,LP都没看。
              • 我们托香港朋友在香港买汇票,人家问上面该怎莫填写。不知是否指我的姓名地址,还是指目的银行。在哪家银行买比较好呢?请您指点。
                这莫顺利,好羡慕。你有香港身份证吗?上次我和老公去香港面试,需购买汇票寄往加拿大,可跑了几个银行,都以无本地住所位由,没有卖给我们。
                现在我们托香港朋友在香港买汇票,人家问上面该怎莫填写。我没见过汇票,不知是否指我的姓名地址,还是指目的银行。请您指点。
                • 买汇票寄给谁? 如果是交Landing Fee,可以直接在汇丰银行用港币买本票,塞进大使馆门外的Box里.汇票当然要写收票人,寄给谁就写谁.
    • No bank will issue you Credit Card before you get a fix job, not only CIBC. But you can apply for a checking account and obtain a convenience card.
      • you can apply on line and skip some quesitons there. as I know, many chinese international students got it.
      • easy to get credit cards from TD's website and bank of montreal. royal bank and american express are relatively easy too.
        • When I asked a bank clerk for applying MasterCard, she refused me because at that time I was unemployed.
          • 那就去另外一家分行或者别的银行好了。 银行的工作人员很多时候自己也啥也不懂,还懒得干活,呵呵。大点的分行要稍好一点点。
    • I have got my dollar account from CIBC. But I\'m not sure whether it will work immediatly after I land on Canada .
    • First, try apply on the website, if you get rejected, try to talk the clerk in the bank, you may need to deposit some money say $1000 for one year to get your credit card
    • 今天和加拿大蒙特利尔银行广州办事处联系,得知其可以为新移民开帐户,并且还可以办理取款卡和信用卡(登陆后到多伦多办事处领取),
      今天和加拿大蒙特利尔银行广州办事处联系,得知其可以为新移民开帐户,并且还可以办理取款卡和信用卡(登陆后到多伦多办事处领取),前提是必须在此银行中有信用额度1.25倍的存款做抵押。问题在于,新移民在出国前如何将现金汇入自己在加国的帐户。据说香港汇款无限制且手续费低。
      • good for you. BOM's student credit card is the first credit card in my life, around that time most other banks wanted the applicants to be canadian citizens.
      • 北京有加拿大蒙特利尔银行的分行吗?除了帝国银行还有哪家银行能为移民在中国事先开账户吗?
      • Hello Cindy! I am a girl from Shenzhen. Can u tell me the phone no of Montreal Bank GZ branch? Also, have u booked the ticket? From HK? Which airline company is better and cheaper? Thx! *_*
        • Michel Gu, 13503015905, (020)86668681 国泰到Toronto不用转机,较贵。大韩较便宜,要转机。
        • I have the same question as sisi,pls tell us know the phone no.
    • 很多人着急开户有什么用? 到了多伦多,当天 就可开户!! 最好开" TD bank"别的银行所有 的业务收费!!!
      • 那是因为你的balance>1000。别的银行一样收费。加拿大的各银行利率和收费标准都差不多的。
      • Although TD is free of commission, but once you are using Interace in the shop, you will realise that it is not easy to find TD POS, then you have to pay 1.75 for every transaction. SO there is always pros and cons.