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  • 相约北美 / 移民留学 / 请问各位,我即将赴加,是多换些美圆,还是多换些加元?
    • 很难说, 这里的汇率每天都不一样, 换什么都是赌.
      • 是不是直接在国内换加元要好些?
        • Yes
          • I exchange some CAD by 5.36
            • 你是在那里换的?
            • could you tell me 在哪换的加元?用CNY换还是USD?银行里可不可以存的USD取出CA?3X
    • Better CAD, not USD.
      • why CAD is better than USD
    • USD better. USD has been very strong for a few years. Right now, CAD is weak. I suggest USD and exchange the amount in CAD you need now.
    • 带美圆好,反正是自由兑换,关键是美圆比较稳定。
    • 每一次币种转换都要损失一些手续费,除非你确定美元涨幅大于兑换手续费,否则最好直接带加币 :-)
    • Plan your spends before head, and then decide what to take. You need:
      1. Rental fee (in the worst case, you may need 6 months deposit, about the total of 6*900 = 5400)

      2. Computer - 1500

      3. Basic furniture 1000 - 1500

      4. Few months spending 3*600=1800

      So, I suggest:

      1. Check the exchange rate at China and Canada (like www.tdcanadatrust.com's web site). My friend got better rate in China.

      2. If the rate in China is better, take 6000 - 10000 CAD dollors with you; otherwise, take at least 3000 - 4000 with you.

      3. For the rest of your money, I suggest you take US dollar. The interest for US here is better than CAD

      4. I prefer TD Bank. When you have both US mutual fund and CAD mutual fund, and want to exchange from US to CAD, you can use the "middle price", so it's always better than the posted rate.