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On the household front, millions of homeowners haven't even finished paying their heating bills from last winter, and over six million Americans asked for energy assistance funds so their power wouldn't be shut off. (In California alone, 1.7 million households are behind on their utility payments.)

Signs of the stretched consumer include the following stunning facts:

Home equity loans have a seven percent delinquency;
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Subprime mortgages, past due over 60 days, are pushing 14 percent;
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Over one million homes are in foreclosure and three million more are empty, and up for sale;
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Ten million homes have mortgage balances greater than their value. (No wonder some homeowners are walking away from them);
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In the auto market, 25 percent of all car loans are higher than the car is worth. (The average balance these cars are underwater for is $4,300!)

http://www.financialsense.com/editorials/benson/2008/0507.html

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Heck some of those cars are underwater when they drive them off the lot. Of course the problem is that people don't know that. Then they try to sell the car to get control of debt and find out they owe more than they can sell if for.

I am seeing more garage sales and flea markets set up along the road here in East Mesa, Az. But, hey, the weather is nice this time of year, 90's.更多精彩文章及讨论，请光临枫下论坛 rolia.net