no-FX card, First year annul fee waived / free，免1年费
the annual $ 100 travel credit (ticket, airport parking, baggage, seat selection, and airport lounge access) ,redeem toward airline baggage fee, airline seat upgrade or airport lounge
https://www.greatcanadianrebates.ca/register.php?r=199106&p=HSBC-WORLD-ELITE
[HSBC] $125 bonus - HSBC World Elite, no-FX card, First year annul fee waived / free
the annual $ 100 travel credit (ticket, airport parking, baggage, seat selection, and airport lounge access) ,redeem toward airline baggage fee, airline seat upgrade or airport lounge
https://www.greatcanadianrebates.ca/register.php?r=199106&p=HSBC-WORLD-ELITE
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