For those who offered me your understanding, I sincerely appreciate it! We are all human beings which means we are not capable of being an expert of all aspects of our lives that's why we need professional advice and help.

Again, before I spent so much time on putting my message here, I had already expected bad words toward me. So I am not surprised.

BIG Thanks to torontoitguy , I do agree on your comments:"你不懂". However, I feel compelled to suggest that next time when you are putting insulting words toward a person you don't even know, you may want to think it twice as the saying: what goes around comes around.