This topic has been archived. It cannot be replied.
-
枫下家园 / 理财投资税务 / 关于投资收益税收问题,如何能少交点capital gain tax?能不能注册个公司,投资收益作为公司收入来交税?那样上网啊,买书啊,买电脑啊,broker那边的费用啊都可以拿来抵点税,就和contractor那样?
-falcon(令狐葱);
2006-11-23
(#3336745@0)
-
don't make money on capital gain, then u can keep claiming capital loss without gain...lol just kidding..:P
-speed(如风);
2006-11-23
(#3336935@0)
-
that's more painful ;-)
-falcon(令狐葱);
2006-11-23
(#3337248@0)
-
记得在什么书上看过这么做占不了便宜。有特别的规定。不好意思具体记不起了。
-dusk(~小桥~流水~);
2006-11-23
(#3337258@0)
-
从TSX挣的钱交税也就算了,从美国鬼子那里挣来的钱还要给加拿大政府抽头,没道理啊。
-falcon(令狐葱);
2006-11-23
(#3337407@0)
-
没办法。征world income。我不舒服的是美国的dividend还要跟interest一样算100%征税。
-dusk(~小桥~流水~);
2006-11-23
(#3337413@0)
-
Do I miss something here? What abut the imputation credit in US?
-registereduser(立牌坊);
2006-11-24
(#3340202@0)
-
在加拿大买,US stock的dividend是作为foreign income 100% taxable. Broker会withold 15%的tax交给IRS,在加拿大交税时可以计算credit. 但是美国那边的imputation credits是美国人才享有的,外国人没有份。这是我的理解。
-dusk(~小桥~流水~);
2006-11-24
(#3340238@0)
-
BTW, 我的Broker寄来的T?表上这种dividend就是列为foreign income的。
-dusk(~小桥~流水~);
2006-11-24
(#3340242@0)
-
That is contradict to double taxation treaty. I understand if the taxpayer is individual, foreign imputation credit plus foreign withholding tax is claimable. If the taxpayer is compay, foreign dividends are exempted income. Can anyone confirm this?
-registereduser(立牌坊);
2006-11-24
(#3340251@0)
-
Sorry, I simplied the issue. I am studying now will post late of my study.
-registereduser(立牌坊);
2006-11-24
(#3340277@0)
-
I am wrong and you are right.
-registereduser(立牌坊);
2006-11-24
{571}
(#3340486@0)
-
It should be the amount before withholding tax. The calculation of credit is a bit complicated, there's a formula in the tax schedule/forms. Actually I just copy numbers from the T5 form into tax software and it does all the work.Box 15 foreign income earned: the dividend received
Box 16 foreign tax paid: the withholding tax
-dusk(~小桥~流水~);
2006-11-25
{97}
(#3341896@0)
-
Do I need to report capital gain from US stock exchange? Thanks.
-registereduser(立牌坊);
2006-11-25
(#3341996@0)
-
You MUST get yourself remember it, because we all rely on you. PLEASE!
-registereduser(立牌坊);
2006-11-25
(#3341104@0)
-
I am flattered :-). Yeah sometimes I just remember the conclusion if I don't think I will go with it...
-dusk(~小桥~流水~);
2006-11-25
(#3341900@0)
-
给你点专业看法1。你每年股票赚多少钱? 花多少时间交易? 做多少次交易? CRA税务局可不是傻瓜。他们有核实的标准。
2。capital gain 的一半才要交税? 你为何要交100%的税呢? 我估计你赚的不够多。 所以想找一些费用抵税要比capital gain划算。 你如果这样, 肯定是不可以的。
-gabriel(游山玩水);
2006-11-23
{245}
(#3337937@0)
-
如果挣一万,那么5000交税,按41%算就是2000来块,每一万交2000觉得很肉痛啊,,,想是不是注册成公司可以交公司税,是不是会比20%少,还有公司是不是避税方法多些
-falcon(令狐葱);
2006-11-23
(#3338182@0)
-
Incorporate investment gain = 100% taxable.
-ra_95(小人*无聊一族);
2006-11-23
(#3338224@0)
-
按公司保税, 就是10000的41%, 4100要交税。你问问你自己是否有办法由抵扣:4100- 2050 = ~2000。
可能可以, 那如果你赚50000,想想把。 还是交capital gain划算。
-gabriel(游山玩水);
2006-11-24
{116}
(#3340129@0)
-
where does your 41% come from ? corporate tax rate for non-day trader investment return ?
-falcon(令狐葱);
2006-11-24
(#3340943@0)
-
就是你刚才讲的个人的税率, 个人公司是合起来一起报税的.
-gabriel(游山玩水);
2006-11-25
(#3341088@0)
-
Why "个人公司是合起来一起报税的"?
-registereduser(立牌坊);
2006-11-25
(#3341102@0)
-
会计说了,公司的交易每一笔进出都要详细记录,很是麻烦,我只敢作长线。
-hut112(SaveEveryPenny);
2006-11-23
(#3338150@0)
-
这个反正broker会寄每比交易的明细过来,应该不难track
-falcon(令狐葱);
2006-11-24
(#3338954@0)
-
That is right. Indeed, record-keeping requirement is higher for individual than for company.
-registereduser(立牌坊);
2006-11-24
(#3340192@0)
-
Are you indian? " That's right."
-zellers(昵称);
2006-11-27
(#3345089@0)
-
No. I am Chinese Canadian. Why these words links to Indian?
-registereduser(立牌坊);
2006-11-27
(#3345190@0)
-
经验交流,请批评。
-registereduser(立牌坊);
2006-11-24
{2158}
(#3340246@0)
-
great inputs.....探讨一下
-falcon(令狐葱);
2006-11-25
{870}
(#3340981@0)
-
My reply.
-registereduser(立牌坊);
2006-11-25
{1226}
(#3341098@0)
-
#3 doesn't work. The capital loss you create is called "superficial loss" that is not allowed by CRA unless the shares you buy back is after 30 days of disposal.
-sunbeamcga(二月鱼飞);
2006-11-28
(#3346006@0)
-
Why not wait and see whether Conservative will change tax law to defer capital gain?
-rea1(rea1);
2006-11-24
(#3340535@0)
-
I'm sure everybody on this board will be quite happy if this becomes true
-falcon(令狐葱);
2006-11-25
(#3340984@0)
-
You can always deduct the broker fees no matter if you earn the capital gain personally or through a corporation. One point to correct, capital gain earned through a corporation is only 50% taxable as well.However the corporate tax rate for investment income is around 49%. Unless you are qualified as a day trader, then the capital gain would be treated as active business income and will be taxed at the lower corporate tax rate for amount under certain limit.
-mitten(mitten);
2006-11-24
{256}
(#3340587@0)
-
49%是flat rate还是也分段收税?如果是day trader那么corporate tax rate是多少,amount under certain limit这个amount又是多少呢?
-falcon(令狐葱);
2006-11-25
(#3340995@0)
-
I do not think the concep of "day trader" could be applied onto the company.The reason is all incomes of a company is of income nature, expect some incomes are regulated as differently, such as capital nature, exempted income, etc. All expenses are naturally income nature unless regulated as capital nature, fringe benefit, etc. In our case, dividends and interest income are about income nature. General expenses are about income nature too, such as accounting fee, software, Internet costs etc.
-registereduser(立牌坊);
2006-11-25
{421}
(#3341100@0)
-
I did not make it clearer.
-registereduser(立牌坊);
2006-11-25
{730}
(#3341103@0)
-
49% is flat rate.
-mitten(mitten);
2006-11-25
{1108}
(#3341587@0)
-
I think falcon(令狐葱) will be happy to hear this. My question is CCPC is not defineted solely as investment corporation, which means whether it is a "day trader" corporation or not seems not relavent to CCPC.For instance, dividends pay at 18.62% and capital gain pay at 24.5%. Am I right?
-registereduser(立牌坊);
2006-11-25
{80}
(#3341931@0)
-
I feel really good to hear that company also have 50% concession on capital gain. Many Western countries do not offer this concession.Thanks "mitten". It also means I need to study more about Canadian laws.
It means invest/trade under company's setting has more benefit than loss. By saying that, I mean the capital gain can enjoy the concession, dividends income can be used against general expenses - both are of income nature.
What is the loss then? Anyone can help? The only weakness I can see for the company is accounting and report works - Extra works.
-registereduser(立牌坊);
2006-11-25
{434}
(#3341099@0)
-
'mitten", would you please confirm my query:You mentioned "capital gain earned through a corporation is only 50% taxable", then you mentioned "However the corporate tax rate for investment income is around 49%." Is that means the capital gain tax for a corporation is:
(100%-50%)x49% = 24.5%, fixed
Is my understanding correct?
-registereduser(立牌坊);
2006-11-25
{293}
(#3341101@0)
-
To answer registereduser's question: Your understanding about the tax rate now is correct. However be aware that taxation rule related to investment income is very complicated.Whether you want the income earned through a corporate vs personal and taxed as passive vs active requires detail analysis. It is very difficult to explain fully here. If you have sepcific question, you can try to send me a PM.
-mitten(mitten);
2006-11-25
{227}
(#3341556@0)
-
Do you have any link? Thanks.
-registereduser(立牌坊);
2006-11-26
(#3343086@0)
-
I try to keep silent on this topic but it's too misleading with all kinds of incorrect answers.
-sunbeamcga(二月鱼飞);
2006-11-26
{1115}
(#3343328@0)
-
Ding. You seem a professional and we want to be too. Would you please tell us more about No.6?
-registereduser(立牌坊);
2006-11-27
(#3345185@0)