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当下这年月，不靠 credit 过日子的人不多了。只有是靠 credit，任何 negative 的东东都是障碍，区别是大障碍小障碍。
troyd
(00)
(#10818916@0)
Last Updated: 2017-5-23
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ex 是开truck，自雇，今年报税的收入比以往差很多。
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