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到金秋前,先预算一下退休生活费用,每月至少$4000. 在加上50% contingency/buffer, 6k 为目标

Item Budget
property tax 700
heat 150
phone 100
tv/internet 150
Hydro/water 100
City Util/waste 100
food 600
car repair/deppriation 350
gasoline 100
car insurance 100
house insurnace 75
Gym 100
Health Care 100
Misc 100
Basic= 2,825

dine out 300
entertainment 50
wine 100
travel 800
Total= 4,075
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