1. no one can predict the market trend, so don't count on any suggestions
2. If all you have is $10k, it's not enough to buy a house. Even you can, it will be a very old house. Further more, buy a house might cost you more than rent a two-bedroom apt.
3. find a personal financial advisor to get some suggestions. Your management style is related to your income, your target, and your tolerance.
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