A white guy drove an old car hit my rear bumper when he tried to go to the left lane. There was a just small scratch on the rear bumper of my car. Then, we wrote down each other's insurance, driver's licence, etc. After half hour, the guy called me and told me that if I can do him a fovour not going to the insurance. I said that is ok for me and I would like to have some body shop evaluate the cost. He agreed.
Then, I went to a body shop on Tuesday and got a quote of $257. I called the guy that night and told him the quote and he said he would like to see the quote from the body shop. Then, I met him this morning, showed him the quote and he payed me $260. That's it. I think it is quite easy and fair.