下面两个问题是保险公司的QUOTE中的，是什么意思呢？如果回答YES，是否保费就会高？遇到我这种情况，第二问我该回答YES还是NO呢？多谢！
Has any driver had convictions arising out of the use or operation of any automobile during the past 6 years?
Has any driver been involved in any accidents or claims arising from the ownership or operation of any vehicle during the past 10 years?
Has any driver had convictions arising out of the use or operation of any automobile during the past 6 years?
Has any driver been involved in any accidents or claims arising from the ownership or operation of any vehicle during the past 10 years?