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我对保险知之甚少，请问我先生这几年需要长时间呆在国内，有无必要在加给他买人寿保险，人在海外的能有效吗？
guest:insurance
(#188197@0)
Last Updated: 2001-9-3
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我对保险知之甚少，请问我先生这几年需要长时间呆在国内，有无必要在加给他买人寿保险，人在海外的能有效吗？
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