I opened a ROTH-IRA account at the beginning of this year. That's part of my retirement plan. I put in $2,000 and bought some ORACLE stocks. That's the only stocks I hold. I chose ORACLE because I believed database server softwares are always needed. A few days ago, I lost $400 within a single day... Since I bought Oracle stocks, I seldom looked into my account. I just let it go.
I do believe some people in Canada do on-line trading. Please ask the people around you which site they use....Put in $100. It is not a bad idea.
I figure out you are a person with a positive attitudes towards the life, even though you are stll having a hard time.