but, in your case, it's not wise to buy a house. when you buy a house, you would have to pay GST, PST, land transfer tax, legal fee and etc. 3 years later when you sell it, you will have to pay your agent for up to 6% of the sale price. now if the house appreciates only 2% or 3% per year, you will end up giving your profit to the agent, what if the house depreciate?

think before you buy, because house is really a burden sometimes.