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3.95%肯定是超过一年的定存,现在各家银行的定存利率都很低.你要想稍高一点又方便随时用,可买US$ moneymarket fund, YIELD在2.5%左右

banker(见面熟)
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Last Updated: 2001-11-17
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请问大家有无觉得哪家银行的TERM DEPOSIT利率比较好,我的在MONTREAL,US DOLLAR才1%左右,可我听说HSBC的有3.95%的年利率,正好MONTREAL又拒了我的信用卡申请,我想干脆看哪家银行利率高,我把定期转过去.请各位讨论讨论.
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