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As my experience, you'd better open a chequing account for your daily expense, and open a Mutual Fund account and put all your other money in that account. Mutual fund can be load or non-load (this means, you could take them out at any time you want).

bloor(bloor)
For TD, if you transfer your US dollar from your US Mutual Fund to Canadian Mutual Fund, they are exchanged at (about) the middle price. This is a great benefit. Also, your mutual fund accout could be registered as RRSP. You are not locked in with it, so it's your choice to participate in the Home Buyer's Plan.
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Last Updated: 2001-2-22
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现在还比较让偶糊涂的是银行账户。chequing account和saving account有什么不同？大家一般都是开前者吗？
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