一般时薪less than $65 per hour的人喜欢employee because 休假，各种保险等因素, 时薪more than $65 per hour的人喜欢做contractor because of tax saving is more than benefit.


65K的人做 1 year contractor的时薪$80 per hour, 做 3 months contractor 的时薪$150, 时薪比较高，实际上考虑了Risk of waste time when between projects, not because 考虑了休假，各种保险等因素，一般时薪more than $65 per hour的人喜欢做contractor because of lower tax rate.