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假设我在加拿大不使用信用卡，我去向银行贷款，行还是不行？银行会不会给我贷款？贷款的原则和额度是不是和大家都一样？
111111
(快乐老家)
(#290933@0)
Last Updated: 2001-12-9
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请教信用卡的事情。请问信用卡到底怎么用法？信用卡的安全性谁来保证？如果我透资了而且不还款，会有人来惩罚我吗？
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