This is convincing. Individuals may not get a sustained ROI of 7% annually that easy.

baden (Booster)
So if one selects the investment, no insurance, he/she may not be able to get there with the same amount of investment.

Also the money in the investment is subject to tax when one dies, but the death benefit from life insurance is not.

I've heard people talking about paying the tax on assets when one dies. This is maybe another advantage of life insurance.
2001-12-18 -05:00

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