I'd like to recommend a book called "The Wealthy Barber", a financial planning book that reads like a novel. I think it's a must read for people new here.

winterblue (winterblue)
There is one chapter on insurance. Once you finish it, you should have a pretty good idea on what kind of insurance you should get and how and from whom you should get it. Be very careful when you buy insurance from those sales people, as they make more when they sell you more expensive plans. Some of them are going high tech these days. These computerized presentations will make your head dizzy. Don't get intimidated.

Seriously consider investing your money instead of paying insurance premium.
2001-3-5 -04:00
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