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HTA = Highway Traffic Act,

which is legislated by each provential government but contents are quite similar in each jurisdiction.

The number of tickets you have surely has impact on your auto insurance. If you are new driver and car is new car, maybe it's good idea to review the case in court as the ticket record reduces your "Driver Classification" from, say, 3 Star to 0 star. This may have a substantial premium increase at renewal.
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