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Thanks a lot! Another question is that if I keep this fund for only 3 months and don't want till it gives the divident, I can't get anything from them, right?

And I read the latest Maclean's about the ranking of mutual funds. They are talking about the growing rate, say 20% or 30%. Does that mean the unit price goes up that much in one year? Or that means they give the dividend for the percentage you earn?
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