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这看你风险承受能力和对将来利率的预测. 如果你预期未来3年利率不会超过4.75%, 当然选择浮动的. 另外假设浮动利率高于4.75%了, 根据你的收入情况, 有没有可能每月PAY不出那么多钱? 如果是, 就选固定的.

zjoy (Joy)
(#350375@0)
2002-1-28 -04:00
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Back To Topic: 正在购房,为选择Mortgage挠头。3年closed4.75%,还是选择浮动利率(now about 3%), 还有更好的吗?

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