Very interesting! one post of 130KRMB can raise such a hot discussion! Anyway, people have different life style. Someone had save 20K/year + full contribution to RRSP when he just got 60K annual income. Believe?

aabbcc (abc)
Don't own a house....rent .....800/month.....all included
Don't own a car .........rent......120/month.....only on weekend, 30/day
Food..........................................300/month for 3.
TTC 100/month
Misc...........................................100/month

Total 1420 * 12 = 17040.

RRSP 60000*18% = 10800
Tax 60000*20% = 12000
.....after deduct RRSP&personal credit for two(spouse&applicant)

60000-(17040+10800+12000) = 60000 - 39840 = 20160

And RESP is from after tax money, considered as part of the saving.

How is that?

This is real hard time for new immigrant to build up his financial fundation. After two or three years, he can use the saving to own a property, it can be a house, condo or townhouse, and a corolla maybe.....then NO CASH saving anymore.....that is the Canadian life.
(#361252@0)
2002-2-7 -05:00

回到话题: 已经买了房子的朋友讨论一下,你们真的一年可以积蓄20K吗,为什么我家就不行呢。除了养房子,吃喝玩,汽车开销,每年旅游一次等等,已经没什么积蓄了

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