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还贷和你要保有住宅没有关系,你的payment是有两部分组成:给银行的利息和还的本金,选的年数越短,你的payment里的本金部分就越高,当然你的payment的数量也要多一些,但是你可节省不少利息,实际上这也是一种变相的存钱的方式呢。

mqu27 (泥泥燕)
(#375711@0)
2002-2-21 -04:00
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Back To Topic: Rolia DXs: I wanna buy a house. I'm a first time home buyer. I know that most people choose 25 years mortgage. But I wanna choose 20 years mortgage. Is there someone sharing the same choice with me?

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