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I would suggest you stick with the 25 year amortisation period.

albxu (Yukon)
You can shop for a mortgage that has the highest percentage of pre-payment option.

Paying off a large sum of principals will speed up the amortisation very fast.

15/15, 20/20, 25/25(ING Direct) and double pay are the options you can consider.

Also if you don't mind about the interest rate you can select variable rates (open mortgage) or simply just open closed mortgage.
(#375733@0)
2002-2-21 -04:00
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Back To Topic: Rolia DXs: I wanna buy a house. I'm a first time home buyer. I know that most people choose 25 years mortgage. But I wanna choose 20 years mortgage. Is there someone sharing the same choice with me?

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