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is this true: if i have not lived 12 , i will never borrow money during the school?

You have lived in Ontario for 12 consecutive months immediately before the start of your most recent period of full-time postsecondary studies.
In certain circumstances, you can meet OSAP's Ontario residency requirements on the basis of the residency of your partner (if applicable) or parent(s)(if applicable). You must fill out the OSAP application to determine whether your residency can be based on htat of your partner or parent(s).
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