I don't think life is too tough for a person with a IT job. My monthly expense is less than $2200. ($1000 for renting an apartment, $400 for daily food , $190 for insurance of honda accord and $200 for gasoline).
wins(wins)
For experienced software designers, it is not difficult to get income more than 70K/year,after taxed it should be more than 42K/year.