200k for house, 35k for car. 10k for the tax to get the house and car. You have 255k left. If you have money market account, 6% interest rate. You get 15k$ before tax. Then pay 2k property tax per year, 1.5k car insurance, 2k gasoline, 3k water, hydro, tel.... you only have 6.5k left for food, movie and travel and kids and....