Besides the fees for family physicians, OHIP(Ontarion Health Plan) covers all expenses incurred in the hospital. But if you are not hospitalized, you need to pay for your prescription drugs are over-the counter-drugs, unless you have a drug plan. Family physicians will usually give you a sample portion of prescription -good for one or two days. If this is not part of your employee benefit, you can consider buying the drug plan. But usually for minor illness, the common drugs you brought from China will surfice. If you get a professional job, most employer's will pay for your drug plan.