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It was my fault, I had deal with other guy to suttle it down privatly but some one called police, so we have to go to collision report center and of course my Insurance company get to know it.
I brought my car to a body shop and the guy quote me $4300, luky me ,our purchaser just site beside me and he asked around about the price for the part and conclude that the total part (brand new after market) cost was only $600. so decide to fix it my self.
the complete front end of my car (1995 Honda Civic) was destroied. but the radiator and aire con was ok, i need to change a radiator fan($50), radiator fan support assembly($80), front bumper enforcment($40), Front bumper cover($50), engine hood($150), both side fenders($40/ech). two head lights($40/each), two conerlight($25/each). it was happend 1 day before my vacation, so it tooks me two weeks to took it apart and put them bank . brought the car to a body shop to finish the paint job, cost $400. and that's it.
This year when I renew my policy it was raised $2.5/month, that i can happly live with.
Suggestion, if you can do it you self, do not report. even I did not get a insurance hike but I still has a stained record, which you should avoid by all cost.
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