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Check your credit like this....

1. Call Equifax, 1-800-465-7166 , leave your fax number. In 15 mins, they will fax back an application form

2. fill out the form, plus an ID (SIN is fine) and mail back.

3. In 2 to 4 weeks, you will receive a very detailed credit report, including all the card (credit card, department store card etc.) and who ever checked your credit in the past. ( A very long page)

4. Check your account rating. R1 means good. R9 means you have a bad debt, collection account or unable to locate. If you find any problems, call immediately.
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