it is clear, to our chinese guys, even when used credit card, we treat it as chequing card---i mean,

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the credit company's intention is to loan you money as long as you do not default, the reason they survive and flourish is they charge interest, for our part, we want to minimize the extra charge, so we make payment very 'laolao shishi', unfortunately this is not the most welcome way they want. they want to collect interests from us, yet hope we won't go bancrupcy;
2001-6-6 -04:00
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